Why Turn on Multi-Factor Authentication (MFA)?

Cybersecurity
Posted on October 29, 2024

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Why Turn on Multi-Factor Authentication?

Cyber threats aren’t slowing down. With billions of compromised credentials in circulation and attackers leveraging AI-assisted phishing and credential stuffing schemes, relying on passwords alone is no longer safe. (More than 22 billion accounts have been exposed to data breaches.)

MFA (multi-factor authentication) provides a critical second (or third) layer of defense, ensuring that an attacker still needs an additional factor to gain access even if a password is compromised.

What Is MFA and Why It’s No Longer Optional

MFA requires a combination of two or more verification factors when logging in:

  • Something you know (e.g., password, PIN)
  • Something you have (e.g., hardware token, smartphone)
  • Something you are (biometrics: fingerprint, face, etc.)

By adding a second barrier, MFA significantly reduces the possibility that stolen credentials alone will grant access to sensitive systems.

Even so, only 25% of organizations adopted MFA due to cybersecurity incidents.

New & Emerging Threats That MFA Can Help Mitigate

To strengthen the blog, here are some of the more recent and evolving threat vectors where MFA plays a crucial role:

AI-Driven Credential Attacks

Attackers now use AI/ML models to guess or generate plausible passwords, accelerating credential stuffing or brute-force attacks.

Phishing with Real-Time Token Intercept

Sophisticated phishing campaigns capture one-time codes or prompt users to approve MFA requests in real time.

MFA Fatigue / Push Attacks

Attackers bombard users with repeated push-notification requests—hoping the user fatigues and approves one (even unintentionally).

Session Hijacking & Token Replay

If MFA tokens or session cookies are intercepted, attackers may try to replay them. Strong MFA implementation (e.g., bound tokens) can reduce risk.

Single Sign-On (SSO) & Identity Provider (IdP) Compromise

Because many organizations rely on federated identity, compromising an IdP can grant access to multiple services if MFA is not enforced or is weak.

Passkeys & Passwordless Methods

Emerging standards (FIDO2, WebAuthn) allow passwordless authentication using device-bound keys. These are phishing-resistant alternatives to traditional MFA.

Types of MFA & Their Strengths & Weaknesses

Method How It Works Strengths Limitations / Risks
SMS / SMS-TOTP Code sent via SMS Easy to set up; familiar Susceptible to SIM swap, interception
Authenticator Apps (TOTP) Code is generated in the app every 30 seconds Offline, more secure Some user friction, backup/restore needed
Hardware Security Keys USB/NFC key signs the login request Very strong, phishing-resistant Cost, physical handling, device compatibility
Push Notifications / One-tap Approval Tap “Approve” on the phone after the login attempt User-friendly, fast Vulnerable to push fatigue / fake prompts
Biometric / Device-based Methods Face ID, fingerprint, device attestation Seamless, user-friendly Needs hardware support; fallback paths must be secure
Passkeys / Device-bound Credentials Replace passwords entirely with cryptographic authentication Highly phishing-resistant, seamless Adoption is still growing; compatibility constraints

How to Deploy MFA Wisely: Best Practices for 2025

  • Mandate MFA on all critical systems (email, VPNs, identity providers, admin panels)
  • Require hardware or FIDO keys for high-risk accounts (e.g., IT admins)
  • Use risk-based / adaptive MFA that forces stronger factors in risky situations (unusual location, device, behavior)
  • Monitor and limit push notifications, introduce throttling or “challenge only” modes to reduce MFA fatigue
  • Use phishing-resistant methods (hardware keys, passkeys) wherever possible
  • User education and awareness, train users to recognize fake MFA prompts
  • Implement fallback recovery carefully (e.g., backup codes) with strong controls to prevent abuse
  • Regular audits and logging, monitor failed attempts, and suspicious behavior
  • Gradual rollout + pilot programs, start with high-impact systems and expand

Call to Action: Enable MFA Today

Here’s a simple action plan to get started:

  • List your most sensitive accounts (work email, admin portals, financial tools).
  • Check which of those support MFA / passkeys.
  • Enable MFA, start with authenticator apps or security keys.
  • Educate your team, share this blog as a reference.
  • Monitor, review logs, and strengthen over time.

Though MFA isn’t foolproof, it dramatically raises the bar for attackers. A strong authentication posture is a foundational element for modern cybersecurity.

At Anunta, we help clients deploy and manage secure authentication frameworks, integrating MFA, passkeys, and identity governance to protect digital workplaces.

AUTHOR

Yogesh Yagnik
Yogesh Yagnik
Yogesh Yagnik is the Chief Information Security Officer (CISO), Data Protection Officer (DPO), and HIPAA Compliance Officer (HCO) at Anunta. With over three decades in the industry, he has diverse experience in Information Technology, Information Security, Infrastructure Technology Services, and Project Management across industry verticals and geographies.